Archive for the ‘Comsumerism’ Category

Wal-Mart Wimps

January 7, 2006

Wal-Mart Halts Movie Suggestions on Web – Yahoo! News
Wal-Mart Stores Inc. is shutting down the system that creates movie recommendations on its shopping Web site after it linked a “Planet of the Apes” DVD to films about famous black Americans, including Martin Luther King Jr.
Under a “similar items” section, the DVD set’s page linked shoppers to four films about the lives of King, actress Dorothy Dandridge, boxer Jack Johnson and singer Tina Turner.

First of all, I don’t see why Wal-Mart thinks their software is broken. The fundamental theme of “Planet of the Apes” and Dr. King’s campaign for civil rights is that rational beings have equal value and deserve equal treatment despite differences in outward appearance. Almost any large group will have both reactionary and progressive thinkers. Some will be susceptible to superstition, others will be prone to explore the reasons behind those superstitions. Some will be prone to violence, others will understand that violence only proves who is strong, not who is right. Some will cling desperately to the status quo (and do their best to convince those who don’t even profit from the status quo that it is in their best interest to preserve it anyway, generally by appealing to the previously mentioned susceptibility to superstition) and others strive to make a better world. Some will try to enforce conformity, others will celebrate diversity. Both the movie and Dr. King speak out against the oppression and exploitation of the minority by the majority justified by differences in outward appearance.

On second thought, Wal-Mart’s action is perfectly understandable. This is an example of political correctness at its finest worst. Political correctness is the product of reactionary personalities who have settled on progressive ideals. They defend any victory for social progress by quashing any further discussion of the matter, especially any suggestion that any reactionary argument has any merit or warrants further discussion (for example, that since men and women have equal rights, any suggestion that men and women are not the same is unacceptable and must be punished). One of the axioms of political correctness is that any speech that might offend someone is unacceptable. In this case, Wal-Mart fears (correctly) that someone might incorrectly perceive the link between the disparate offerings as one between black and ape rather than the appropriate connection of the common theme of civil rights among rational beings regardless of outward appearance.

Political correctness is just as much of a hindrance to social progress as any [whatever]ism it might oppose. Personally, I’ll never understand why anyone would think good enough is better than better.

Morally Bankrupt Raking In Piles of Cash

December 16, 2005

Newly Bankrupt Raking In Piles of Credit Offers – New York Times
[...] Bankers defend the practice of soliciting the newly bankrupt, saying it gives them a chance to build a new credit history.
“The people coming out of bankruptcy need an opportunity to get back on their feet,” said Laura Fisher, a spokeswoman for the American Bankers Association, the industry’s largest trade group.
“If you take away the opportunity to get credit,” Ms. Fisher said, “it’s like taking away the want ads from a job-seeker.”

Or, like taking candy from a baby. Once young people are programmed to believe they should have anything they want, whenever they want it and all they need to get it is a new credit card, and then you have the rules changed so they can never get out of paying for it again no matter what the circumstances, then you can make the otherwise ridiculously bad business decision of extending credit to those least likely to pay it back!

This is not an ownership society. What we have here are the makings of an indentured society.

Great Line:

December 14, 2005

CAVUTO: Yeah. But, Cal, this is not about the person behind the cash register, the person who’s stocking toys. This has to do with the organizations themselves, the Wal-Marts and the big stores that seem to have an inherent policy not to say the words, “Merry Christmas.”
THOMAS: I don’t care, Neil! I don’t care what they say! Their holidays are on April 1, April Fools’ Day, OK? I won’t mess with them if they don’t mess with me. Let them do whatever they want. They’re stores! They’re selling stuff! They’re increasing the bottom line.

from mediamatters.org

No hoax

December 8, 2005
From BBT:    

A company that processes credit card transactions for many different merchants kept millions of peoples’ credit card info on a computer (breaking the law by doing so) and their computer was hacked and all the credit card info was stolen and sold. Now, the people who bought the stolen info are starting to charge all of the credit cards.

We are talking massive fraud. Millions of credit cards. You will need to carefully check your credit card statements every month for several months. They are also charging debit/ATM cards. This has nothing to do whether you shop online. People who never used their credit card online have been defrauded. Also, people who haven’t used a particular credit card in over a year have been charged.

My card has been fraudulently charged twice already. I recommend cancelling all current credit cards and getting new ones. You can cancel one at a time so you always have one that is working.

The most maddening thing about this is that the credit card companies know this is happening and do not automatically reverse the charges from these fraudulent merchants. They only reverse the charges if you complain. I find this unconscionable.

So, make them work and issue you a new card.

Below is a list of fraudulent companies that are appearing on credit cards. However, this list is not exhaustive as there are new ones being added. That is why it is important to cancel your card and get a new one.

There is also a link below to a forum that is keeping track of all the fraudsters and updating the page daily. If you are not sure of a charge, don’t assume it is legit.

BURDETTINC.COM
KEYSTONE 4 WEALTH WESTERVILLE OH
absolute-soft.com
Softprojects Llc
APPROPO E. SOLUTIONS C
DIGITAL AGE CYPRUS
HOSTITNOW,INC. STATEN ISLAND NY
WP-NEDBUL WESTERBROEK
ESTOREONLINE ROCKLIN CA BOOK STORES (This one got me. THR)
KC SOFTWARECOM LLC 509-4611556 NY
GENEREX TECHNOLOGY LLC
SPRINT SPECTRUM
AZ Business Products
GENEREX TECHNOLOGY LLC
CCHOME EL PASO TX
wp-iconready.com

http://www.fatwallet.com/forums/messageview.php?start=0&catid=52&threadid=521961

 

UPDATE: AMEX did not remove the two ESTOREONLINE charges as they promised during my initial call. During my second call, they said they would have to investigate the disputed charges. I told them I was not disputing the charges, I was reporting fraudulent charges (again) because I had never done business with the company in question so they did not get my CC number from me so they had to have stolen it (or purchased it) from somewhere else. When I told them I still wanted my card cancelled, they said they did not replace cards because of disputed charges (and around and around we go) so I asked what would keep them from charging my card again they replied that that couldn’t happen because they no longer accepted charges from that merchant. Well, DUH!! That means AMEX already knows that they are fraudulent charges! As far as I’m concerned, AMEX should be criminally liable for accepting known fradulent charges and forcing customers to call in and have them removed. Even if AMEX is not pocketing the amount of the charge (surely they’re not continuing to credit the fraudulent merchants) they are keeping the interest paid by the customer.
Coincidentally, later that day (about 0.31 seconds later) I lost my card and had to call and have it replaced.
CLARIFICATION: There are legitimate merchants that use the “estoreonline” moniker. It’s the “ESTOREONLINE ROCKLIN CA BOOK STORES” that is a fraud.

Useful and Amusing

December 5, 2005

From the Essentialist Glossary :

Unified Theory of Greed (UTG): The insight that we are all greedy SOBs, but the real SOB is the guy whose greed – whether for power, money, or love – is not held in check by his wife, the market, or the law.